This was what I received in the mail today, along with my second to last payment from insurance. If I understand correctly, I don't get any long-term disability (and I only wanted a partial amount until the middle of January) because I started treatment during my first three months on the job. This also means that I will have to start back full time two weeks earlier, because I need the money. Luckily for me, my company gives us a paid (I think) shut down from December 24 to January 1.

The obvious lessons: insurance companies are sneaky, and don't get sick during your probation period. This means you.